Contents
Who these terms are for
These Terms of Service govern your use of Feed API, an online wholesale marketplace connecting suppliers and resellers, whether through the web platform or the public REST API.
By registering a supplier or reseller account, you agree to these Terms. If you are registering on behalf of a business, you confirm you have authority to bind that business to them.
The company behind Feed API
Registered company name
Cognivise Limited
Companies House number
16461721
Country of incorporation
England and Wales
Registered office
Flat 65 Sherborne Court, 180-186 Cromwell Road, London SW5 0ST
Feed API is operated by Cognivise Limited (“we”, “us”, “Cognivise”).
Accounts and approval
Both supplier and reseller accounts go through a review process before gaining full access:
- Suppliers move through
pending→under_review→approved, orrejected. Arejectedaccount may later be markedcan_reapply, allowing a fresh application. - Resellers move through
pending→active, orrejected, with the samecan_reapplypath after rejection.
You are responsible for the accuracy of the business information you provide, such as company details, registration number and VAT number, and for keeping your credentials secure.
How orders work
When a reseller places an order, this is what happens, in order:
- Stock is reserved and the order is created immediately, then the reseller's saved card is charged.
- If payment is not completed within 24 hours, the order cancels automatically and the stock reservation is released.
- Once paid, the supplier has 48 hours to confirm. If they do not, the order cancels and is refunded in full.
- The supplier then moves the order through confirmed → processing → shipped → delivered.
Payments and escrow
Feed API uses Stripe Connect. When a reseller pays, funds are held by the platform in escrow rather than sent to the supplier immediately.
Payment window before auto-cancellation
24 hours
Supplier confirmation window
48 hours after payment
Return window after delivery
14 days
Automatic escrow release after delivery
21 days
Platform commission
6% of the supplier's order total, plus 25p
Cancellation fee
The card processing fee, only once an order is paid
The 21-day release window is deliberately longer than the 14-day return window, so funds only release automatically once no new return can be filed. A reseller can also confirm receipt manually to release funds earlier.
These same deadlines, with what happens when each one passes, are set out on the Service Standards page alongside the fulfilment and packaging standards suppliers are expected to meet.
Platform commission
VAT
Prices in the catalogue are the supplier's prices and are shown excluding VAT. Each product carries its own VAT rate, set by the supplier; the standard 20% rate applies to everything currently listed.
Because the supplier is the seller of the goods (see section 07), the supply is between the supplier and the reseller, and it is the supplier who accounts for VAT on it and who must issue a VAT invoice where one is due. Feed API's own supply is the commission described above, and that is a separate supply from Feed API to the supplier.
Neither party should treat this paragraph as tax advice. It describes how the platform is built, not what your own VAT position is — that depends on your registration and your circumstances, and it is worth putting in front of your accountant.
Cancelling a paid order
Cancelling before payment is always free and always will be. Once an order has been paid for, our payment processor keeps its fee on the refund even though the money goes back to the card. That fee is not refunded to the reseller.
The amount withheld is exactly what the processor charged on that order — typically well under a pound, and never more. We add nothing to it and make no margin on a cancelled order. The exact figure is shown before a cancellation is confirmed, appears on the order afterwards, and is included in the order.refunded webhook as cancellation_fee.
It applies however the order was cancelled. That includes cancellations made by the supplier, and orders cancelled automatically because a supplier did not confirm within 48 hours. We know that means a reseller can be left short on an order they did not cancel, and we would rather say so plainly here than have it come as a surprise. Cancellations we make ourselves are the one exception and cost the reseller nothing.
If the processor has not yet told us what it charged on an order, nothing is withheld and the refund is made in full.
Returns and refunds
Resellers may request a return within the 14-day window following delivery. Depending on the reason given, whether defective, wrong item or damaged in shipping, return shipping costs may be the supplier’s responsibility.
Refunds are split proportionally between the reseller's payment and the supplier's share, reflecting each party's side of the transaction.
Prohibited products and conduct
You may not list or sell products that:
- Are illegal to sell in the United Kingdom.
- Infringe someone else's intellectual property.
- Are misrepresented, including false claims about origin, condition, or authenticity.
- Are subject to a safety recall, a withdrawal notice, or an enforcement action anywhere in the supply chain.
You also agree not to circumvent the commission structure, manipulate order or review data, or interfere with the security or operation of the platform.
Age-restricted and regulated products
Feed API is a general wholesale marketplace. Suppliers list whatever they lawfully trade and the catalogue spans many categories, so nothing in this section assumes what you sell.
Some goods are age-restricted, licensed, or subject to a product-specific safety regime. Where a product is, the obligations below apply to it on top of everything above, and they are conditions of using the platform rather than general advice. Nicotine and vaping products are set out in the most detail because their rules are the most specific and the easiest to breach by accident — but the same principle covers anything carrying a legal restriction on who may buy it, how it must be labelled, or whether it may be sold at all.
Who sells what
Feed API is an intermediary. The supplier is the seller of the goods: they set the price, hold the stock, and ship directly to the reseller's customer. The reseller sells those goods on to that customer under their own name. Feed API lists the products, takes the payment, holds it in escrow and pays the supplier — it does not take title to anything and is not the retailer.
Compliance obligations follow that split. A supplier is responsible for the product being lawful to sell; a reseller is responsible for the sale they then make to their own customer. Neither passes to Feed API because the payment happened here.
If you are a supplier
By listing a product you confirm, for every product and every variant, that:
- It is lawful to sell in the United Kingdom, and you hold every registration, licence or authorisation it requires.
- Its labelling, packaging, warnings, documentation and safety marking meet the rules for its category.
- You will tell us without delay if you lose a registration or licence the product depends on.
- You will withdraw a listing immediately on any recall, safety notice or enforcement action, and tell us the same day.
Where what you are listing is a nicotine or vaping product, you also confirm that:
- It is notified to the MHRA where notification is required, and the notification is current.
- Nicotine-containing e-liquid does not exceed 20mg/ml, is supplied in containers of no more than 10ml, and any tank or cartridge supplied with it holds no more than 2ml — the limits set by the Tobacco and Related Products Regulations 2016.
- Packaging, labelling, warnings, leaflets and child-resistant closures meet those same regulations.
- It is not a single-use or disposable vape. The sale and supply of these has been unlawful across the United Kingdom since 1 June 2025, and listing one is a breach of these terms whatever its stock level says.
If you are a reseller
By ordering through Feed API you confirm that:
- You are buying in the course of a business, for resale, and not as a consumer.
- Where a product is age-restricted, you will not sell or supply it to anyone below the legal age, and you operate age verification at your own point of sale.
- You will meet the advertising, display and distance-selling restrictions that apply to how you sell it on.
- The delivery address you give us is one where the product can lawfully be received.
For nicotine inhaling products the second of those is not a matter of good practice: the Nicotine Inhaling Products (Age of Sale and Proxy Purchasing) Regulations 2015 put the under-18 prohibition and the age check on you, at your own point of sale. It cannot fall to us, because we never meet your customer.
What we do and do not check
Feed API does not verify ages, inspect stock, or check any product against the MHRA register or any other regulator's. We are not equipped to and we do not hold ourselves out as doing it. What we do is act on what we are told: a listing reported as non-compliant is removed, and an account that repeatedly lists non-compliant products loses access under section 09.
We say this plainly because the alternative — implying a check that does not happen — would be worse for everyone relying on it.
API and webhooks
Reseller accounts may hold one active API key at a time for programmatic access, and configure one webhook endpoint for event notifications.
- You are responsible for keeping your API key secret.
- Webhook endpoints must be reachable over HTTPS. We sign every payload so you can verify it came from Feed API.
- We may rate-limit or suspend API access we reasonably believe is abusive or a security risk.
Suspension and termination
We may suspend or close an account for breach of these Terms, suspected fraud, or a serious or persistent pattern of complaints. Where practical, we will explain why. A suspended account may be reinstated; a closed one may need to go through review again.
Two things do not get the usual notice, because the risk of leaving them running is not ours alone to carry: a listing that breaches the regulated-product rules in section 07 is removed as soon as we learn of it, and an account that has lost a registration or licence its listings depend on is suspended until it is restored. Neither is a judgement about the account — it is what a product being unlawful to sell requires of whoever is showing it.
You may close your own account at any time by contacting us, subject to settling any orders or payments already in progress.
Liability
Limitation of liability
We are not a party to the underlying sale between a supplier and a reseller. We provide the infrastructure that connects them; product quality, listing accuracy, and fulfilment are the supplier’s responsibility, and resale conduct is the reseller’s.
Disputes between users
Payment disputes raised through a reseller’s bank are handled through Stripe’s dispute process. For commercial disagreements that fall outside that, such as a disagreement not resolved through the standard return process, for instance, contact our support team. We will do our best to mediate, though we do not currently operate a formal arbitration process.
Changes to these terms
This is version 1.3. We may update these Terms as the platform evolves; material changes will be communicated by email or in-app notice before they take effect. Version 1.1 introduced the platform commission described in section 05; version 1.2 set that commission at 4%; version 1.3 raises it to 6%. The rate that applies to an order is always the one in force at the moment the order is placed, so orders already in progress are unaffected.
Governing law
These Terms are governed by the laws of England and Wales, and any dispute is subject to the exclusive jurisdiction of the courts of England and Wales.
Contact
[SUPPORT_EMAIL]
Postal address
Flat 65 Sherborne Court, 180-186 Cromwell Road, London SW5 0ST